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Protect Yourself
If you're working directly with a designer, ask what guarantees are offered on the work and get everything in writing. For example, to help ensure that the final piece matches what you envisioned, have the designer sign a piece of paper that lists the elements you agreed would be included (purity of metal, details of setting, and any other specifics), delivery date, and price. If the designer is supplying the stone, make sure it is accompanied by a quality grading report or have it appraised before being set. Make sure your ring's appraisal report (which you'll need to get it insured) notes that the ring is custom designed and by whom. This will affect the replacement value set by your insurance company.
-- Lori Seto
RELATED LINK: 5 biggest proposal mistakes
